Call reports 2017
PEOPLES BANK OF KENTUCKY, INC. — 2017
What PEOPLES BANK OF KENTUCKY, INC. reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 284,846,000 | 283,409,000 | 282,230,000 | 282,200,000 |
| Total loans | 218,330,000 | 220,008,000 | 220,160,000 | 222,549,000 |
| Allowance for loan losses | 3,830,000 | 3,890,000 | 3,558,000 | 3,570,000 |
| Securities available for sale | 29,980,000 | 29,499,000 | 27,546,000 | 26,401,000 |
| Securities held to maturity | 500,000 | 500,000 | 500,000 | 500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 244,195,000 | 236,253,000 | 234,130,000 | 237,016,000 |
| Interest-bearing deposits | 217,022,000 | 209,485,000 | 208,202,000 | 213,156,000 |
| Noninterest-bearing deposits | 27,173,000 | 26,768,000 | 25,928,000 | 23,860,000 |
| Equity capital | 34,024,000 | 34,546,000 | 35,259,000 | 34,870,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,937,000 | 5,908,000 | 9,011,000 | 12,077,000 |
| Interest expense | 317,000 | 622,000 | 941,000 | 1,289,000 |
| Net interest income | 2,620,000 | 5,286,000 | 8,070,000 | 10,788,000 |
| Noninterest income | 529,000 | 971,000 | 1,499,000 | 1,991,000 |
| Noninterest expense | 1,928,000 | 3,810,000 | 5,983,000 | 7,972,000 |
| Provision for loan losses | 100,000 | 200,000 | 300,000 | 700,000 |
| Pretax income | 1,121,000 | 2,247,000 | 3,286,000 | 4,107,000 |
| Income tax | 347,000 | 693,000 | 1,025,000 | 1,511,000 |
| Net income | 774,000 | 1,554,000 | 2,261,000 | 2,596,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,458,000 | 32,919,000 | 33,637,000 | 33,473,000 |
| Total capital | 35,279,000 | 35,767,000 | 36,510,000 | 36,348,000 |
| Risk-weighted assets | 224,675,000 | 226,835,000 | 229,173,000 | 229,321,000 |