Call reports 2002
PEOPLES BANK OF KENTUCKY, INC. — 2002
What PEOPLES BANK OF KENTUCKY, INC. reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 134,999,000 | 134,404,000 | 138,211,000 | 138,987,000 |
| Total loans | 98,731,000 | 100,501,000 | 100,763,000 | 103,092,000 |
| Allowance for loan losses | 1,290,000 | 1,490,000 | 1,441,000 | 1,484,000 |
| Securities available for sale | 20,876,000 | 25,516,000 | 27,205,000 | 25,719,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,652,000 | 110,469,000 | 113,061,000 | 114,239,000 |
| Interest-bearing deposits | 102,793,000 | 102,779,000 | 105,014,000 | 105,820,000 |
| Noninterest-bearing deposits | 7,859,000 | 7,690,000 | 8,047,000 | 8,419,000 |
| Equity capital | 15,695,000 | 15,863,000 | 16,868,000 | 16,387,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,337,000 | 4,558,000 | 6,927,000 | 9,045,000 |
| Interest expense | 939,000 | 1,827,000 | 2,684,000 | 3,488,000 |
| Net interest income | 1,398,000 | 2,731,000 | 4,243,000 | 5,557,000 |
| Noninterest income | 179,000 | 358,000 | 532,000 | 749,000 |
| Noninterest expense | 846,000 | 1,641,000 | 2,391,000 | 3,440,000 |
| Provision for loan losses | 100,000 | 201,000 | 201,000 | 335,000 |
| Pretax income | 631,000 | 1,247,000 | 2,183,000 | 2,531,000 |
| Income tax | 187,000 | 372,000 | 591,000 | 773,000 |
| Net income | 444,000 | 875,000 | 1,592,000 | 1,758,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,411,000 | 15,617,000 | 16,334,000 | 15,900,000 |
| Total capital | 16,615,000 | 16,830,000 | 17,596,000 | 17,166,000 |
| Risk-weighted assets | 96,244,000 | 96,770,000 | 100,784,000 | 101,037,000 |