Call reports 2001
PEOPLES BANK OF KENTUCKY, INC. — 2001
What PEOPLES BANK OF KENTUCKY, INC. reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 126,381,000 | 128,497,000 | 135,278,000 | 134,869,000 |
| Total loans | 91,622,000 | 94,309,000 | 96,653,000 | 99,251,000 |
| Allowance for loan losses | 1,255,000 | 1,245,000 | 1,200,000 | 1,264,000 |
| Securities available for sale | 20,733,000 | 20,990,000 | 23,261,000 | 18,790,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,407,000 | 104,809,000 | 110,282,000 | 110,556,000 |
| Interest-bearing deposits | 98,051,000 | 96,835,000 | 102,322,000 | 101,947,000 |
| Noninterest-bearing deposits | 7,356,000 | 7,974,000 | 7,960,000 | 8,609,000 |
| Equity capital | 14,718,000 | 14,899,000 | 15,289,000 | 15,265,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,535,000 | 5,162,000 | 7,661,000 | 10,109,000 |
| Interest expense | 1,362,000 | 2,689,000 | 3,997,000 | 5,100,000 |
| Net interest income | 1,173,000 | 2,473,000 | 3,664,000 | 5,009,000 |
| Noninterest income | 203,000 | 409,000 | 607,000 | 828,000 |
| Noninterest expense | 850,000 | 1,647,000 | 2,382,000 | 3,288,000 |
| Provision for loan losses | 75,000 | 265,000 | 440,000 | 590,000 |
| Pretax income | 455,000 | 980,000 | 1,459,000 | 1,967,000 |
| Income tax | 150,000 | 300,000 | 432,000 | 543,000 |
| Net income | 305,000 | 680,000 | 1,027,000 | 1,424,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,403,000 | 14,560,000 | 14,907,000 | 14,967,000 |
| Total capital | 15,592,000 | 15,774,000 | 16,107,000 | 16,191,000 |
| Risk-weighted assets | 95,052,000 | 97,125,000 | 96,786,000 | 97,888,000 |