Call reports 2025
AMERICANA COMMUNITY BANK — 2025
What AMERICANA COMMUNITY BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 177,779,000 | 180,689,000 | 179,067,000 | 174,474,000 |
| Total loans | 136,330,000 | 139,413,000 | 138,992,000 | 135,647,000 |
| Allowance for loan losses | 1,557,000 | 1,605,000 | 1,650,000 | 1,252,000 |
| Securities available for sale | 31,385,000 | 31,114,000 | 30,113,000 | 29,336,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 152,564,000 | 147,300,000 | 150,639,000 | 154,639,000 |
| Interest-bearing deposits | 127,751,000 | 123,901,000 | 127,334,000 | 129,238,000 |
| Noninterest-bearing deposits | 24,813,000 | 23,399,000 | 23,305,000 | 25,401,000 |
| Equity capital | 17,609,000 | 18,144,000 | 18,623,000 | 18,998,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,440,000 | 5,019,000 | 7,580,000 | 10,049,000 |
| Interest expense | 857,000 | 1,740,000 | 2,627,000 | 3,402,000 |
| Net interest income | 1,583,000 | 3,279,000 | 4,953,000 | 6,647,000 |
| Noninterest income | 108,000 | 220,000 | 339,000 | 449,000 |
| Noninterest expense | 1,339,000 | 2,703,000 | 4,003,000 | 5,480,000 |
| Provision for loan losses | 0 | 65,000 | 109,000 | 109,000 |
| Pretax income | 352,000 | 731,000 | 1,180,000 | 1,507,000 |
| Income tax | 105,000 | 225,000 | 383,000 | 481,000 |
| Net income | 247,000 | 506,000 | 797,000 | 1,026,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,548,000 | 19,778,000 | 20,068,000 | 20,197,000 |
| Total capital | 21,105,000 | 21,383,000 | 21,718,000 | — |
| Risk-weighted assets | 151,413,000 | 155,606,000 | 154,383,000 | — |