Call reports 2024
AMERICANA COMMUNITY BANK — 2024
What AMERICANA COMMUNITY BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 173,874,000 | 174,764,000 | 174,684,000 | 180,656,000 |
| Total loans | 130,447,000 | 131,606,000 | 128,154,000 | 132,576,000 |
| Allowance for loan losses | 1,523,000 | 1,562,000 | 1,560,000 | 1,557,000 |
| Securities available for sale | 34,694,000 | 33,586,000 | 33,702,000 | 31,882,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 140,571,000 | 140,406,000 | 145,016,000 | 151,224,000 |
| Interest-bearing deposits | 111,419,000 | 114,461,000 | 118,391,000 | 126,475,000 |
| Noninterest-bearing deposits | 29,152,000 | 25,945,000 | 26,626,000 | 24,749,000 |
| Equity capital | 16,283,000 | 16,372,000 | 17,436,000 | 17,011,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,319,000 | 4,709,000 | 7,169,000 | 9,651,000 |
| Interest expense | 778,000 | 1,615,000 | 2,488,000 | 3,395,000 |
| Net interest income | 1,541,000 | 3,094,000 | 4,681,000 | 6,256,000 |
| Noninterest income | 119,000 | 235,000 | 357,000 | 471,000 |
| Noninterest expense | 1,324,000 | 2,624,000 | 3,981,000 | 5,295,000 |
| Provision for loan losses | 0 | 27,000 | 27,000 | 27,000 |
| Pretax income | 336,000 | 678,000 | 1,030,000 | 1,405,000 |
| Income tax | 100,000 | 202,000 | 307,000 | 419,000 |
| Net income | 236,000 | 476,000 | 723,000 | 986,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,651,000 | 18,792,000 | 19,038,000 | 19,301,000 |
| Total capital | 20,174,000 | 20,354,000 | 20,598,000 | 20,858,000 |
| Risk-weighted assets | 147,943,000 | 150,712,000 | 146,377,000 | 148,328,000 |