Call reports 2023
AMERICANA COMMUNITY BANK — 2023
What AMERICANA COMMUNITY BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 166,228,000 | 162,433,000 | 163,716,000 | 170,018,000 |
| Total loans | 115,794,000 | 118,446,000 | 121,670,000 | 125,800,000 |
| Allowance for loan losses | 1,413,000 | 1,423,000 | 1,428,000 | 1,522,000 |
| Securities available for sale | 35,341,000 | 34,090,000 | 32,059,000 | 35,948,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 145,256,000 | 141,726,000 | 143,086,000 | 142,157,000 |
| Interest-bearing deposits | 112,516,000 | 112,474,000 | 115,194,000 | 112,418,000 |
| Noninterest-bearing deposits | 32,740,000 | 29,252,000 | 27,891,000 | 29,740,000 |
| Equity capital | 14,946,000 | 14,977,000 | 14,769,000 | 16,242,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,863,000 | 3,781,000 | 5,862,000 | 8,242,000 |
| Interest expense | 234,000 | 739,000 | 1,345,000 | 2,015,000 |
| Net interest income | 1,629,000 | 3,042,000 | 4,517,000 | 6,227,000 |
| Noninterest income | 108,000 | 227,000 | 456,000 | 580,000 |
| Noninterest expense | 1,140,000 | 2,368,000 | 3,530,000 | 4,876,000 |
| Provision for loan losses | 0 | 60,000 | 60,000 | 84,000 |
| Pretax income | 597,000 | 841,000 | 1,383,000 | 1,847,000 |
| Income tax | 168,000 | 235,000 | 324,000 | 461,000 |
| Net income | 429,000 | 606,000 | 1,059,000 | 1,386,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,555,000 | 17,722,000 | 18,174,000 | 18,427,000 |
| Total capital | 18,968,000 | 19,145,000 | 19,602,000 | 19,949,000 |
| Risk-weighted assets | 134,964,000 | 137,131,000 | 139,445,000 | 143,720,000 |