Call reports 2022
AMERICANA COMMUNITY BANK — 2022
What AMERICANA COMMUNITY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 159,055,000 | 155,488,000 | 162,457,000 | 167,029,000 |
| Total loans | 103,800,000 | 109,599,000 | 112,046,000 | 114,788,000 |
| Allowance for loan losses | 1,333,000 | 1,339,000 | 1,340,000 | 1,345,000 |
| Securities available for sale | 31,911,000 | 29,423,000 | 36,407,000 | 35,852,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 138,297,000 | 135,557,000 | 139,947,000 | 147,087,000 |
| Interest-bearing deposits | 107,973,000 | 105,457,000 | 107,587,000 | 114,232,000 |
| Noninterest-bearing deposits | 30,323,000 | 30,101,000 | 32,360,000 | 32,855,000 |
| Equity capital | 14,978,000 | 14,321,000 | 13,346,000 | 14,118,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,208,000 | 2,534,000 | 4,074,000 | 5,894,000 |
| Interest expense | 100,000 | 206,000 | 333,000 | 501,000 |
| Net interest income | 1,108,000 | 2,328,000 | 3,741,000 | 5,393,000 |
| Noninterest income | 104,000 | 216,000 | 329,000 | 445,000 |
| Noninterest expense | 1,081,000 | 2,151,000 | 3,314,000 | 4,577,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 131,000 | 393,000 | 756,000 | 1,261,000 |
| Income tax | 34,000 | 106,000 | 207,000 | 366,000 |
| Net income | 97,000 | 287,000 | 549,000 | 895,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,326,000 | 16,517,000 | 16,779,000 | 17,126,000 |
| Total capital | 17,659,000 | 17,855,000 | 18,119,000 | 18,471,000 |
| Risk-weighted assets | 119,887,000 | 125,736,000 | 132,615,000 | 133,526,000 |