Call reports 2021
AMERICANA COMMUNITY BANK — 2021
What AMERICANA COMMUNITY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 148,137,000 | 153,095,000 | 170,419,000 | 156,324,000 |
| Total loans | 91,895,000 | 90,426,000 | 92,867,000 | 95,581,000 |
| Allowance for loan losses | 1,239,000 | 1,242,000 | 1,307,000 | 1,309,000 |
| Securities available for sale | 32,539,000 | 30,363,000 | 28,372,000 | 35,055,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 131,676,000 | 136,044,000 | 152,978,000 | 139,072,000 |
| Interest-bearing deposits | 100,621,000 | 107,119,000 | 109,149,000 | 108,546,000 |
| Noninterest-bearing deposits | 31,055,000 | 28,925,000 | 43,828,000 | 30,526,000 |
| Equity capital | 11,017,000 | 11,358,000 | 11,610,000 | 11,475,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,248,000 | 2,623,000 | 4,007,000 | 5,313,000 |
| Interest expense | 168,000 | 301,000 | 417,000 | 529,000 |
| Net interest income | 1,080,000 | 2,322,000 | 3,590,000 | 4,784,000 |
| Noninterest income | 92,000 | 289,000 | 401,000 | 567,000 |
| Noninterest expense | 994,000 | 2,005,000 | 2,999,000 | 4,302,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 178,000 | 606,000 | 996,000 | 1,053,000 |
| Income tax | 48,000 | 168,000 | 269,000 | 334,000 |
| Net income | 130,000 | 438,000 | 727,000 | 719,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,795,000 | 11,103,000 | 11,391,000 | 11,383,000 |
| Total capital | 11,999,000 | 12,323,000 | 12,698,000 | 12,692,000 |
| Risk-weighted assets | 96,365,000 | 97,626,000 | 104,760,000 | 109,226,000 |