Call reports 2020
AMERICANA COMMUNITY BANK — 2020
What AMERICANA COMMUNITY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 123,362,000 | 138,860,000 | 138,810,000 | 139,440,000 |
| Total loans | 89,513,000 | 105,441,000 | 101,589,000 | 94,921,000 |
| Allowance for loan losses | 1,224,000 | 1,219,000 | 1,230,000 | 1,239,000 |
| Securities available for sale | 16,210,000 | 13,577,000 | 20,628,000 | 19,090,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,492,000 | 121,770,000 | 121,731,000 | 122,869,000 |
| Interest-bearing deposits | 87,099,000 | 93,403,000 | 94,019,000 | 95,699,000 |
| Noninterest-bearing deposits | 19,393,000 | 28,367,000 | 27,711,000 | 27,170,000 |
| Equity capital | 10,774,000 | 11,327,000 | 11,248,000 | 10,790,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,345,000 | 3,061,000 | 4,086,000 | 5,688,000 |
| Interest expense | 272,000 | 498,000 | 703,000 | 868,000 |
| Net interest income | 1,073,000 | 2,563,000 | 3,383,000 | 4,820,000 |
| Noninterest income | 102,000 | 189,000 | 280,000 | 371,000 |
| Noninterest expense | 921,000 | 1,807,000 | 2,727,000 | 3,833,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 254,000 | 945,000 | 936,000 | 1,358,000 |
| Income tax | 70,000 | 266,000 | 299,000 | 369,000 |
| Net income | 184,000 | 679,000 | 637,000 | 989,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,421,000 | 10,916,000 | 10,874,000 | 10,412,000 |
| Total capital | 11,607,000 | 12,135,000 | 12,069,000 | 11,633,000 |
| Risk-weighted assets | 94,899,000 | 98,837,000 | 95,635,000 | 97,695,000 |