Call reports 2019
AMERICANA COMMUNITY BANK — 2019
What AMERICANA COMMUNITY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 119,026,000 | 119,522,000 | 127,679,000 | 124,628,000 |
| Total loans | 90,981,000 | 88,248,000 | 88,329,000 | 88,052,000 |
| Allowance for loan losses | 1,197,000 | 1,207,000 | 1,189,000 | 1,208,000 |
| Securities available for sale | 14,233,000 | 13,956,000 | 16,635,000 | 16,672,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,940,000 | 104,233,000 | 111,952,000 | 108,824,000 |
| Interest-bearing deposits | 83,841,000 | 85,196,000 | 90,641,000 | 88,827,000 |
| Noninterest-bearing deposits | 20,100,000 | 19,036,000 | 21,311,000 | 19,996,000 |
| Equity capital | 9,582,000 | 9,844,000 | 10,179,000 | 10,397,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,379,000 | 2,799,000 | 4,225,000 | 5,623,000 |
| Interest expense | 241,000 | 486,000 | 758,000 | 1,040,000 |
| Net interest income | 1,138,000 | 2,313,000 | 3,467,000 | 4,583,000 |
| Noninterest income | 87,000 | 195,000 | 336,000 | 426,000 |
| Noninterest expense | 1,046,000 | 2,140,000 | 3,031,000 | 3,979,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 179,000 | 368,000 | 774,000 | 1,032,000 |
| Income tax | 48,000 | 104,000 | 211,000 | 274,000 |
| Net income | 131,000 | 264,000 | 563,000 | 758,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,610,000 | 9,743,000 | 10,042,000 | 10,237,000 |
| Total capital | 10,800,000 | 10,939,000 | 11,231,000 | 11,363,000 |
| Risk-weighted assets | 95,207,000 | 95,718,000 | 95,361,000 | 90,045,000 |