Call reports 2018
AMERICANA COMMUNITY BANK — 2018
What AMERICANA COMMUNITY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 112,414,000 | 114,915,000 | 118,504,000 | 115,317,000 |
| Total loans | 91,334,000 | 89,944,000 | 90,874,000 | 90,317,000 |
| Allowance for loan losses | 1,092,000 | 1,069,000 | 1,079,000 | 1,174,000 |
| Securities available for sale | 13,928,000 | 14,498,000 | 13,967,000 | 14,306,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,566,000 | 100,467,000 | 103,829,000 | 100,666,000 |
| Interest-bearing deposits | 82,355,000 | 83,903,000 | 85,910,000 | 83,408,000 |
| Noninterest-bearing deposits | 18,211,000 | 16,564,000 | 17,919,000 | 17,258,000 |
| Equity capital | 8,738,000 | 9,058,000 | 9,158,000 | 9,250,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,252,000 | 2,580,000 | 3,922,000 | 5,388,000 |
| Interest expense | 130,000 | 293,000 | 513,000 | 749,000 |
| Net interest income | 1,122,000 | 2,287,000 | 3,409,000 | 4,639,000 |
| Noninterest income | 118,000 | 235,000 | 350,000 | 457,000 |
| Noninterest expense | 993,000 | 1,996,000 | 2,996,000 | 4,285,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 247,000 | 487,000 | 724,000 | 763,000 |
| Income tax | 20,000 | -65,000 | 11,000 | 59,000 |
| Net income | 227,000 | 552,000 | 713,000 | 704,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,002,000 | 9,327,000 | 9,490,000 | 9,479,000 |
| Total capital | 10,094,000 | 10,396,000 | 10,569,000 | 10,651,000 |
| Risk-weighted assets | 95,233,000 | 95,157,000 | 94,912,000 | 93,831,000 |