Call reports 2016
AMERICANA COMMUNITY BANK — 2016
What AMERICANA COMMUNITY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 119,418,000 | 119,749,000 | 122,877,000 | 126,081,000 |
| Total loans | 65,906,000 | 70,329,000 | 69,734,000 | 76,687,000 |
| Allowance for loan losses | 1,005,000 | 1,013,000 | 1,027,000 | 1,021,000 |
| Securities available for sale | 25,718,000 | 24,994,000 | 19,839,000 | 18,379,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,860,000 | 110,920,000 | 113,949,000 | 117,737,000 |
| Interest-bearing deposits | 91,505,000 | 91,139,000 | 93,444,000 | 95,797,000 |
| Noninterest-bearing deposits | 19,355,000 | 19,781,000 | 20,505,000 | 21,940,000 |
| Equity capital | 6,488,000 | 6,733,000 | 6,812,000 | 6,455,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,127,000 | 2,230,000 | 3,355,000 | 4,515,000 |
| Interest expense | 85,000 | 168,000 | 252,000 | 338,000 |
| Net interest income | 1,042,000 | 2,062,000 | 3,103,000 | 4,177,000 |
| Noninterest income | 160,000 | 260,000 | 410,000 | 554,000 |
| Noninterest expense | 1,194,000 | 2,423,000 | 3,521,000 | 4,578,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 28,000 | -59,000 | 60,000 | 221,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 28,000 | -59,000 | 60,000 | 221,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,633,000 | 6,546,000 | 6,666,000 | 6,827,000 |
| Total capital | 7,562,000 | 7,518,000 | 7,611,000 | 7,848,000 |
| Risk-weighted assets | 74,281,000 | 77,783,000 | 75,558,000 | 82,300,000 |