Call reports 2015
AMERICANA COMMUNITY BANK — 2015
What AMERICANA COMMUNITY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 118,533,000 | 117,807,000 | 118,808,000 | 121,528,000 |
| Total loans | 70,387,000 | 69,703,000 | 66,739,000 | 65,315,000 |
| Allowance for loan losses | 1,414,000 | 1,398,000 | 1,417,000 | 969,000 |
| Securities available for sale | 23,915,000 | 24,450,000 | 24,757,000 | 25,461,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,883,000 | 110,857,000 | 111,325,000 | 113,618,000 |
| Interest-bearing deposits | 90,474,000 | 90,451,000 | 90,829,000 | 93,468,000 |
| Noninterest-bearing deposits | 20,409,000 | 20,406,000 | 20,496,000 | 20,150,000 |
| Equity capital | 5,686,000 | 5,031,000 | 5,523,000 | 5,972,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,110,000 | 2,237,000 | 3,304,000 | 4,394,000 |
| Interest expense | 89,000 | 176,000 | 263,000 | 349,000 |
| Net interest income | 1,021,000 | 2,061,000 | 3,041,000 | 4,045,000 |
| Noninterest income | 153,000 | 299,000 | 616,000 | 715,000 |
| Noninterest expense | 1,187,000 | 2,351,000 | 3,543,000 | 4,777,000 |
| Provision for loan losses | 0 | 0 | 0 | -720,000 |
| Pretax income | -13,000 | 9,000 | 113,000 | 702,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -13,000 | 9,000 | 113,000 | 702,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,891,000 | 5,913,000 | 6,017,000 | 6,606,000 |
| Total capital | 6,922,000 | 6,916,000 | 6,964,000 | 7,522,000 |
| Risk-weighted assets | 82,103,000 | 79,816,000 | 75,285,000 | 73,263,000 |