Call reports 2014
AMERICANA COMMUNITY BANK — 2014
What AMERICANA COMMUNITY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 115,011,000 | 113,043,000 | 114,847,000 | 117,221,000 |
| Total loans | 67,497,000 | 65,443,000 | 63,319,000 | 67,356,000 |
| Allowance for loan losses | 1,423,000 | 1,478,000 | 1,493,000 | 1,474,000 |
| Securities available for sale | 27,145,000 | 25,173,000 | 23,262,000 | 23,612,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,014,000 | 106,498,000 | 108,163,000 | 110,183,000 |
| Interest-bearing deposits | 93,064,000 | 89,555,000 | 87,740,000 | 90,732,000 |
| Noninterest-bearing deposits | 15,949,000 | 16,943,000 | 20,423,000 | 19,452,000 |
| Equity capital | 3,958,000 | 4,581,000 | 4,725,000 | 5,107,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,136,000 | 2,257,000 | 3,345,000 | 4,476,000 |
| Interest expense | 101,000 | 197,000 | 289,000 | 380,000 |
| Net interest income | 1,035,000 | 2,060,000 | 3,056,000 | 4,096,000 |
| Noninterest income | 223,000 | 387,000 | 566,000 | 733,000 |
| Noninterest expense | 1,269,000 | 2,476,000 | 3,644,000 | 4,942,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -11,000 | 23,000 | 62,000 | -30,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -11,000 | 23,000 | 62,000 | -30,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,870,000 | 5,923,000 | 5,979,000 | 5,904,000 |
| Total capital | 6,835,000 | 6,853,000 | 6,865,000 | 6,860,000 |
| Risk-weighted assets | 76,743,000 | 74,181,000 | 70,290,000 | 75,954,000 |