Call reports 2013
AMERICANA COMMUNITY BANK — 2013
What AMERICANA COMMUNITY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 121,294,000 | 122,719,000 | 122,783,000 | 119,531,000 |
| Total loans | 69,166,000 | 72,008,000 | 68,007,000 | 67,769,000 |
| Allowance for loan losses | 2,395,000 | 2,419,000 | 2,421,000 | 1,444,000 |
| Securities available for sale | 29,247,000 | 28,413,000 | 27,755,000 | 26,802,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 115,157,000 | 112,842,000 | 114,262,000 | 111,284,000 |
| Interest-bearing deposits | 97,341,000 | 97,413,000 | 97,034,000 | 94,996,000 |
| Noninterest-bearing deposits | 17,816,000 | 15,429,000 | 17,227,000 | 16,288,000 |
| Equity capital | 4,099,000 | 3,109,000 | 2,848,000 | 3,209,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,183,000 | 2,402,000 | 3,561,000 | 4,742,000 |
| Interest expense | 148,000 | 277,000 | 403,000 | 515,000 |
| Net interest income | 1,035,000 | 2,125,000 | 3,158,000 | 4,227,000 |
| Noninterest income | 119,000 | 1,081,000 | 1,248,000 | 1,461,000 |
| Noninterest expense | 1,288,000 | 2,601,000 | 3,821,000 | 4,993,000 |
| Provision for loan losses | 0 | 0 | 0 | -1,000,000 |
| Pretax income | -134,000 | 605,000 | 591,000 | 1,704,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -134,000 | 605,000 | 591,000 | 1,704,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,973,000 | 4,729,000 | 4,734,000 | 5,864,000 |
| Total capital | 5,012,000 | 5,787,000 | 5,701,000 | 6,837,000 |
| Risk-weighted assets | 81,744,000 | 83,278,000 | 75,969,000 | 77,406,000 |