Call reports 2012
AMERICANA COMMUNITY BANK — 2012
What AMERICANA COMMUNITY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 122,555,000 | 121,590,000 | 123,707,000 | 126,142,000 |
| Total loans | 76,222,000 | 74,523,000 | 73,784,000 | 74,146,000 |
| Allowance for loan losses | 3,173,000 | 2,669,000 | 2,669,000 | 2,643,000 |
| Securities available for sale | 20,101,000 | 25,167,000 | 24,875,000 | 30,185,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 115,870,000 | 114,964,000 | 116,915,000 | 119,753,000 |
| Interest-bearing deposits | 104,400,000 | 109,976,000 | 111,290,000 | 96,366,000 |
| Noninterest-bearing deposits | 11,470,000 | 4,988,000 | 5,625,000 | 23,387,000 |
| Equity capital | 4,580,000 | 4,656,000 | 4,779,000 | 4,408,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,250,000 | 2,484,000 | 3,701,000 | 4,936,000 |
| Interest expense | 210,000 | 391,000 | 559,000 | 727,000 |
| Net interest income | 1,040,000 | 2,093,000 | 3,142,000 | 4,209,000 |
| Noninterest income | 247,000 | 477,000 | 673,000 | 823,000 |
| Noninterest expense | 1,432,000 | 2,867,000 | 4,204,000 | 5,501,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -90,000 | -190,000 | -57,000 | -107,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -90,000 | -190,000 | -57,000 | -107,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,053,000 | 3,971,000 | 4,122,000 | 4,090,000 |
| Total capital | 5,154,000 | 5,056,000 | 5,191,000 | 5,177,000 |
| Risk-weighted assets | 86,018,000 | 85,198,000 | 83,959,000 | 85,387,000 |