Call reports 2011
AMERICANA COMMUNITY BANK — 2011
What AMERICANA COMMUNITY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 133,028,000 | 124,642,000 | 122,820,000 | 123,957,000 |
| Total loans | 88,839,000 | 87,367,000 | 83,686,000 | 77,212,000 |
| Allowance for loan losses | 4,004,000 | 3,864,000 | 3,776,000 | 3,280,000 |
| Securities available for sale | 17,799,000 | 17,668,000 | 18,524,000 | 21,397,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,778,000 | 118,082,000 | 115,912,000 | 117,329,000 |
| Interest-bearing deposits | 117,002,000 | 110,399,000 | 106,332,000 | 108,724,000 |
| Noninterest-bearing deposits | 9,776,000 | 7,683,000 | 9,580,000 | 8,605,000 |
| Equity capital | 3,647,000 | 4,441,000 | 4,747,000 | 4,552,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,720,000 | 3,300,000 | 4,754,000 | 6,168,000 |
| Interest expense | 378,000 | 666,000 | 919,000 | 1,157,000 |
| Net interest income | 1,342,000 | 2,634,000 | 3,835,000 | 5,011,000 |
| Noninterest income | 1,064,000 | 1,505,000 | 1,647,000 | 1,690,000 |
| Noninterest expense | 1,646,000 | 3,073,000 | 4,485,000 | 5,893,000 |
| Provision for loan losses | 184,000 | 184,000 | 184,000 | 184,000 |
| Pretax income | 567,000 | 873,000 | 804,000 | 643,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 567,000 | 873,000 | 804,000 | 643,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,997,000 | 4,321,000 | 4,268,000 | 4,126,000 |
| Total capital | 5,284,000 | 5,570,000 | 5,466,000 | 5,276,000 |
| Risk-weighted assets | 100,263,000 | 97,316,000 | 93,232,000 | 89,908,000 |