Call reports 2010
AMERICANA COMMUNITY BANK — 2010
What AMERICANA COMMUNITY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 176,978,000 | 171,758,000 | 161,928,000 | 159,636,000 |
| Total loans | 128,752,000 | 126,645,000 | 113,523,000 | 102,763,000 |
| Allowance for loan losses | 4,650,000 | 6,995,000 | 6,288,000 | 4,181,000 |
| Securities available for sale | 21,683,000 | 20,710,000 | 12,387,000 | 20,293,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 162,435,000 | 161,476,000 | 155,517,000 | 153,683,000 |
| Interest-bearing deposits | 151,785,000 | 148,515,000 | 142,227,000 | 139,359,000 |
| Noninterest-bearing deposits | 10,650,000 | 12,961,000 | 13,290,000 | 14,324,000 |
| Equity capital | 7,216,000 | 4,966,000 | 4,072,000 | 2,939,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,289,000 | 4,382,000 | 6,354,000 | 8,153,000 |
| Interest expense | 612,000 | 1,194,000 | 1,718,000 | 2,182,000 |
| Net interest income | 1,677,000 | 3,188,000 | 4,636,000 | 5,971,000 |
| Noninterest income | 209,000 | 480,000 | 817,000 | 1,132,000 |
| Noninterest expense | 3,241,000 | 5,053,000 | 7,618,000 | 9,688,000 |
| Provision for loan losses | 1,844,000 | 4,345,000 | 4,452,000 | 4,452,000 |
| Pretax income | -3,199,000 | -5,730,000 | -6,362,000 | -6,782,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -3,199,000 | -5,730,000 | -6,362,000 | -6,782,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,941,000 | 4,429,000 | 3,814,000 | 3,412,000 |
| Total capital | 8,767,000 | 6,227,000 | 5,482,000 | 4,910,000 |
| Risk-weighted assets | 143,282,000 | 138,669,000 | 128,669,000 | 117,142,000 |