Call reports 2009
AMERICANA COMMUNITY BANK — 2009
What AMERICANA COMMUNITY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 185,439,000 | 185,506,000 | 186,009,000 | 173,585,000 |
| Total loans | 146,201,000 | 148,118,000 | 142,686,000 | 129,904,000 |
| Allowance for loan losses | 3,320,000 | 4,365,000 | 5,388,000 | 4,112,000 |
| Securities available for sale | 18,876,000 | 18,197,000 | 22,277,000 | 23,111,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 159,850,000 | 164,458,000 | 167,648,000 | 156,304,000 |
| Interest-bearing deposits | 148,460,000 | 151,935,000 | 156,993,000 | 143,573,000 |
| Noninterest-bearing deposits | 11,390,000 | 12,523,000 | 10,655,000 | 12,731,000 |
| Equity capital | 12,014,000 | 12,670,000 | 10,769,000 | 9,945,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,354,000 | 4,895,000 | 7,258,000 | 9,511,000 |
| Interest expense | 844,000 | 1,666,000 | 2,469,000 | 3,139,000 |
| Net interest income | 1,510,000 | 3,229,000 | 4,789,000 | 6,372,000 |
| Noninterest income | 232,000 | 534,000 | 479,000 | 657,000 |
| Noninterest expense | 1,894,000 | 3,992,000 | 6,054,000 | 8,408,000 |
| Provision for loan losses | 819,000 | 2,151,000 | 3,685,000 | 3,697,000 |
| Pretax income | -971,000 | -2,380,000 | -4,471,000 | -4,731,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -971,000 | -2,380,000 | -4,471,000 | -4,731,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,532,000 | 12,139,000 | 10,066,000 | 9,824,000 |
| Total capital | 13,585,000 | 14,196,000 | 12,060,000 | 11,661,000 |
| Risk-weighted assets | 162,976,000 | 162,370,000 | 156,138,000 | 144,653,000 |