Call reports 2008
AMERICANA COMMUNITY BANK — 2008
What AMERICANA COMMUNITY BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 179,608,000 | 186,716,000 | 167,524,000 | 181,440,000 |
| Total loans | 162,328,000 | 169,050,000 | 149,403,000 | 144,889,000 |
| Allowance for loan losses | 2,579,000 | 2,869,000 | 2,894,000 | 2,690,000 |
| Securities available for sale | 1,535,000 | 1,525,000 | 1,518,000 | 10,967,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 152,381,000 | 148,292,000 | 142,950,000 | 158,970,000 |
| Interest-bearing deposits | 107,732,000 | 108,234,000 | 130,395,000 | 146,107,000 |
| Noninterest-bearing deposits | 44,649,000 | 40,058,000 | 12,555,000 | 12,863,000 |
| Equity capital | 13,518,000 | 13,821,000 | 13,773,000 | 10,009,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 3,095,000 | 6,567,000 | 9,514,000 | 11,944,000 |
| Interest expense | 1,285,000 | 2,290,000 | 3,201,000 | 4,121,000 |
| Net interest income | 1,810,000 | 4,277,000 | 6,313,000 | 7,823,000 |
| Noninterest income | 307,000 | 615,000 | 874,000 | 1,146,000 |
| Noninterest expense | 1,916,000 | 3,958,000 | 5,858,000 | 8,179,000 |
| Provision for loan losses | 255,000 | 595,000 | 992,000 | 4,179,000 |
| Pretax income | -54,000 | 339,000 | 337,000 | -3,389,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -54,000 | 339,000 | 337,000 | -3,389,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,018,000 | 13,348,000 | 13,324,000 | 9,589,000 |
| Total capital | 15,176,000 | 15,622,000 | 15,377,000 | 11,658,000 |
| Risk-weighted assets | 172,252,000 | 181,358,000 | 163,340,000 | 164,931,000 |