Call reports 2006
AMERICANA COMMUNITY BANK — 2006
What AMERICANA COMMUNITY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 182,865,000 | 179,334,000 | 172,479,000 | 183,915,000 |
| Total loans | 163,044,000 | 161,519,000 | 152,707,000 | 166,670,000 |
| Allowance for loan losses | 1,639,000 | 1,704,000 | 2,083,000 | 2,240,000 |
| Securities available for sale | 3,256,000 | 3,526,000 | 3,557,000 | 3,462,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 163,963,000 | 158,801,000 | 153,898,000 | 163,915,000 |
| Interest-bearing deposits | 142,960,000 | 135,911,000 | 130,118,000 | 138,002,000 |
| Noninterest-bearing deposits | 21,003,000 | 22,890,000 | 23,780,000 | 25,913,000 |
| Equity capital | 12,990,000 | 13,246,000 | 13,380,000 | 13,308,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,393,000 | 7,182,000 | 10,925,000 | 14,704,000 |
| Interest expense | 1,226,000 | 2,701,000 | 4,220,000 | 5,811,000 |
| Net interest income | 2,167,000 | 4,481,000 | 6,705,000 | 8,893,000 |
| Noninterest income | 215,000 | 418,000 | 634,000 | 997,000 |
| Noninterest expense | 1,691,000 | 3,569,000 | 5,173,000 | 7,244,000 |
| Provision for loan losses | 99,000 | 165,000 | 596,000 | 845,000 |
| Pretax income | 592,000 | 1,165,000 | 1,570,000 | 1,801,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 592,000 | 1,165,000 | 1,570,000 | 1,801,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,364,000 | 12,651,000 | 12,772,000 | 12,712,000 |
| Total capital | 14,003,000 | 14,355,000 | 14,800,000 | 14,905,000 |
| Risk-weighted assets | 173,139,000 | 169,633,000 | 162,161,000 | 175,402,000 |