Call reports 2002
AMERICANA COMMUNITY BANK — 2002
What AMERICANA COMMUNITY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 95,348,000 | 94,746,000 | 98,250,000 | 102,060,000 |
| Total loans | 73,983,000 | 76,752,000 | 81,048,000 | 83,595,000 |
| Allowance for loan losses | 920,000 | 902,000 | 886,000 | 1,544,000 |
| Securities available for sale | 5,022,000 | 5,872,000 | 5,904,000 | 5,853,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,194,000 | 86,365,000 | 86,921,000 | 90,961,000 |
| Interest-bearing deposits | 70,890,000 | 68,368,000 | 70,972,000 | 74,160,000 |
| Noninterest-bearing deposits | 16,304,000 | 17,997,000 | 15,949,000 | 16,801,000 |
| Equity capital | 7,513,000 | 7,810,000 | 7,987,000 | 8,170,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,365,000 | 2,809,000 | 4,256,000 | 5,711,000 |
| Interest expense | 395,000 | 751,000 | 1,120,000 | 1,494,000 |
| Net interest income | 970,000 | 2,058,000 | 3,136,000 | 4,217,000 |
| Noninterest income | 165,000 | 344,000 | 561,000 | 762,000 |
| Noninterest expense | 1,030,000 | 2,057,000 | 3,131,000 | 4,411,000 |
| Provision for loan losses | 220,000 | 220,000 | 220,000 | 901,000 |
| Pretax income | -115,000 | 125,000 | 346,000 | -333,000 |
| Income tax | 0 | 3,000 | 3,000 | 4,000 |
| Net income | -115,000 | 122,000 | 343,000 | -337,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,665,000 | 6,894,000 | 7,021,000 | 7,233,000 |
| Total capital | 7,585,000 | 7,796,000 | 7,907,000 | 8,432,000 |
| Risk-weighted assets | 84,324,000 | 84,984,000 | 91,295,000 | 95,597,000 |