Call reports 2001
AMERICANA COMMUNITY BANK — 2001
What AMERICANA COMMUNITY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 89,120,000 | 91,290,000 | 93,722,000 | 97,639,000 |
| Total loans | 66,370,000 | 74,488,000 | 76,863,000 | 74,482,000 |
| Allowance for loan losses | 812,000 | 662,000 | 635,000 | 745,000 |
| Securities available for sale | 6,639,000 | 6,130,000 | 6,170,000 | 5,625,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,745,000 | 83,430,000 | 83,371,000 | 89,182,000 |
| Interest-bearing deposits | 70,337,000 | 71,397,000 | 70,033,000 | 73,446,000 |
| Noninterest-bearing deposits | 11,408,000 | 12,033,000 | 13,338,000 | 15,736,000 |
| Equity capital | 6,524,000 | 7,057,000 | 7,271,000 | 7,897,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,757,000 | 3,443,000 | 5,131,000 | 6,717,000 |
| Interest expense | 900,000 | 1,691,000 | 2,388,000 | 2,922,000 |
| Net interest income | 857,000 | 1,752,000 | 2,743,000 | 3,795,000 |
| Noninterest income | 154,000 | 356,000 | 556,000 | 731,000 |
| Noninterest expense | 869,000 | 1,864,000 | 2,801,000 | 3,893,000 |
| Provision for loan losses | 30,000 | 71,000 | 126,000 | 256,000 |
| Pretax income | 112,000 | 173,000 | 372,000 | 377,000 |
| Income tax | 11,000 | 16,000 | 0 | 5,000 |
| Net income | 101,000 | 157,000 | 372,000 | 372,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,645,000 | 6,178,000 | 6,339,000 | 7,009,000 |
| Total capital | 6,457,000 | 6,840,000 | 6,974,000 | 7,754,000 |
| Risk-weighted assets | 74,854,000 | 80,831,000 | 84,506,000 | 83,921,000 |