Call reports 2011
FIRST INDEPENDENT BANK — 2011
What FIRST INDEPENDENT BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 834,616,000 | 796,502,000 | 791,945,000 | 780,348,000 |
| Total loans | 513,552,000 | 489,326,000 | 473,809,000 | 453,171,000 |
| Allowance for loan losses | 17,100,000 | 14,710,000 | 14,500,000 | 15,960,000 |
| Securities available for sale | 96,779,000 | 94,202,000 | 106,112,000 | 101,472,000 |
| Securities held to maturity | 172,929,000 | 140,955,000 | 121,041,000 | 109,611,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 705,373,000 | 694,872,000 | 690,910,000 | 679,983,000 |
| Interest-bearing deposits | 550,670,000 | 531,894,000 | 510,975,000 | 509,566,000 |
| Noninterest-bearing deposits | 154,702,000 | 162,978,000 | 179,935,000 | 170,417,000 |
| Equity capital | 86,500,000 | 89,405,000 | 91,581,000 | 88,909,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 9,137,000 | 17,664,000 | 26,015,000 | 34,221,000 |
| Interest expense | 797,000 | 1,498,000 | 2,046,000 | 2,500,000 |
| Net interest income | 8,340,000 | 16,166,000 | 23,969,000 | 31,721,000 |
| Noninterest income | 2,421,000 | 4,714,000 | 7,264,000 | 9,500,000 |
| Noninterest expense | 8,655,000 | 16,855,000 | 24,736,000 | 32,515,000 |
| Provision for loan losses | -2,515,000 | -3,404,000 | -3,073,000 | -1,528,000 |
| Pretax income | 4,621,000 | 7,434,000 | 9,662,000 | 10,336,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 4,621,000 | 7,434,000 | 9,662,000 | 10,336,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 91,323,000 | 94,555,000 | 95,938,000 | 95,919,000 |
| Total capital | 99,467,000 | 102,274,000 | 103,464,000 | 103,160,000 |
| Risk-weighted assets | 642,128,000 | 610,153,000 | 594,686,000 | 570,131,000 |