Call reports 2004
FIRST INDEPENDENT BANK — 2004
What FIRST INDEPENDENT BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 703,016,000 | 677,870,000 | 696,792,000 | 704,489,000 |
| Total loans | 319,418,000 | 323,748,000 | 346,115,000 | 316,377,000 |
| Allowance for loan losses | 6,263,000 | 6,411,000 | 5,363,000 | 5,268,000 |
| Securities available for sale | 41,157,000 | 36,125,000 | 36,514,000 | 40,994,000 |
| Securities held to maturity | 208,945,000 | 232,352,000 | 234,094,000 | 216,031,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 600,078,000 | 576,432,000 | 589,888,000 | 598,685,000 |
| Interest-bearing deposits | 457,545,000 | 438,703,000 | 455,863,000 | 445,302,000 |
| Noninterest-bearing deposits | 142,532,000 | 137,729,000 | 134,025,000 | 153,383,000 |
| Equity capital | 93,429,000 | 94,115,000 | 97,547,000 | 95,998,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 7,119,000 | 14,237,000 | 22,431,000 | 30,576,000 |
| Interest expense | 1,088,000 | 2,095,000 | 3,101,000 | 4,249,000 |
| Net interest income | 6,031,000 | 12,142,000 | 19,330,000 | 26,327,000 |
| Noninterest income | 1,578,000 | 3,917,000 | 5,921,000 | 8,026,000 |
| Noninterest expense | 5,854,000 | 11,741,000 | 17,442,000 | 26,755,000 |
| Provision for loan losses | 450,000 | 600,000 | -400,000 | -400,000 |
| Pretax income | 1,305,000 | 3,718,000 | 8,209,000 | 8,007,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,305,000 | 3,718,000 | 8,209,000 | 8,007,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 92,207,000 | 93,769,000 | 96,760,000 | 94,516,000 |
| Total capital | 97,429,000 | 99,168,000 | 102,123,000 | 99,784,000 |
| Risk-weighted assets | 416,684,000 | 430,943,000 | 472,468,000 | 455,760,000 |