Call reports 2003
FIRST INDEPENDENT BANK — 2003
What FIRST INDEPENDENT BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 658,009,000 | 661,161,000 | 689,278,000 | 684,854,000 |
| Total loans | 285,243,000 | 320,735,000 | 296,815,000 | 296,692,000 |
| Allowance for loan losses | 6,236,000 | 6,165,000 | 5,668,000 | 5,667,000 |
| Securities available for sale | 51,060,000 | 47,314,000 | 44,047,000 | 50,954,000 |
| Securities held to maturity | 198,267,000 | 165,583,000 | 192,102,000 | 212,206,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 558,282,000 | 559,709,000 | 587,810,000 | 582,449,000 |
| Interest-bearing deposits | 432,798,000 | 437,261,000 | 458,717,000 | 450,465,000 |
| Noninterest-bearing deposits | 125,484,000 | 122,448,000 | 129,092,000 | 131,984,000 |
| Equity capital | 92,560,000 | 93,401,000 | 92,850,000 | 92,690,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 7,814,000 | 15,385,000 | 22,486,000 | 29,742,000 |
| Interest expense | 1,538,000 | 3,021,000 | 4,301,000 | 5,510,000 |
| Net interest income | 6,276,000 | 12,364,000 | 18,185,000 | 24,232,000 |
| Noninterest income | 1,468,000 | 3,143,000 | 4,862,000 | 6,011,000 |
| Noninterest expense | 5,624,000 | 11,129,000 | 16,777,000 | 23,372,000 |
| Provision for loan losses | 100,000 | 250,000 | 700,000 | 970,000 |
| Pretax income | 2,021,000 | 4,129,000 | 5,571,000 | 5,908,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,021,000 | 4,129,000 | 5,571,000 | 5,908,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 91,015,000 | 91,624,000 | 91,565,000 | 91,652,000 |
| Total capital | 95,612,000 | 96,611,000 | 96,635,000 | 96,723,000 |
| Risk-weighted assets | 366,128,000 | 397,768,000 | 405,039,000 | 405,057,000 |