Call reports 2002
FIRST INDEPENDENT BANK — 2002
What FIRST INDEPENDENT BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 649,200,000 | 639,332,000 | 641,269,000 | 659,325,000 |
| Total loans | 296,813,000 | 296,727,000 | 301,390,000 | 286,293,000 |
| Allowance for loan losses | 4,067,000 | 4,204,000 | 5,890,000 | 6,257,000 |
| Securities available for sale | 51,713,000 | 57,648,000 | 56,377,000 | 59,747,000 |
| Securities held to maturity | 171,904,000 | 199,894,000 | 190,391,000 | 192,905,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 552,337,000 | 540,160,000 | 541,378,000 | 560,584,000 |
| Interest-bearing deposits | 445,584,000 | 433,115,000 | 430,354,000 | 433,598,000 |
| Noninterest-bearing deposits | 106,753,000 | 107,045,000 | 111,024,000 | 126,986,000 |
| Equity capital | 90,484,000 | 92,196,000 | 92,209,000 | 92,205,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 8,828,000 | 17,648,000 | 26,443,000 | 34,649,000 |
| Interest expense | 1,974,000 | 3,820,000 | 5,680,000 | 7,415,000 |
| Net interest income | 6,854,000 | 13,828,000 | 20,763,000 | 27,234,000 |
| Noninterest income | 1,477,000 | 2,921,000 | 4,314,000 | 5,786,000 |
| Noninterest expense | 4,888,000 | 10,074,000 | 15,110,000 | 20,904,000 |
| Provision for loan losses | 225,000 | 450,000 | 2,175,000 | 2,635,000 |
| Pretax income | 3,218,000 | 6,225,000 | 7,801,000 | 9,490,000 |
| Income tax | 0 | 0 | 0 | -24,000 |
| Net income | 3,218,000 | 6,225,000 | 7,801,000 | 9,514,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 90,198,000 | 90,955,000 | 90,282,000 | 90,495,000 |
| Total capital | 94,265,000 | 95,159,000 | 94,894,000 | 95,054,000 |
| Risk-weighted assets | 367,062,000 | 364,400,000 | 367,651,000 | 363,045,000 |