Call reports 2015
CITY NATIONAL BANK OF NEW JERSEY — 2015
What CITY NATIONAL BANK OF NEW JERSEY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 256,755,000 | 255,831,000 | 247,389,000 | 250,095,000 |
| Total loans | 149,884,000 | 143,774,000 | 142,994,000 | 131,740,000 |
| Allowance for loan losses | 8,860,000 | 8,845,000 | 8,778,000 | 8,684,000 |
| Securities available for sale | 49,751,000 | 47,159,000 | 45,828,000 | 43,293,000 |
| Securities held to maturity | 19,590,000 | 19,529,000 | 17,450,000 | 17,391,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 241,616,000 | 242,531,000 | 218,352,000 | 220,258,000 |
| Interest-bearing deposits | 187,871,000 | 177,780,000 | 168,916,000 | 169,641,000 |
| Noninterest-bearing deposits | 53,745,000 | 64,751,000 | 49,436,000 | 50,617,000 |
| Equity capital | 3,521,000 | 1,683,000 | 17,534,000 | 15,187,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,060,000 | 4,430,000 | 6,383,000 | 8,586,000 |
| Interest expense | 501,000 | 975,000 | 1,398,000 | 1,786,000 |
| Net interest income | 1,559,000 | 3,455,000 | 4,985,000 | 6,800,000 |
| Noninterest income | 679,000 | 1,540,000 | 2,646,000 | 3,863,000 |
| Noninterest expense | 4,106,000 | 8,302,000 | 12,559,000 | 17,283,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -1,808,000 | -3,247,000 | -4,868,000 | -6,560,000 |
| Income tax | 0 | 0 | 0 | 9,000 |
| Net income | -1,808,000 | -3,247,000 | -4,868,000 | -6,569,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,488,000 | 4,038,000 | 19,168,000 | 17,458,000 |
| Total capital | 7,730,000 | 6,214,000 | 21,333,000 | 19,473,000 |
| Risk-weighted assets | 172,743,000 | 167,336,000 | 166,542,000 | 154,479,000 |