Call reports 2014
CITY NATIONAL BANK OF NEW JERSEY — 2014
What CITY NATIONAL BANK OF NEW JERSEY reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 277,877,000 | 269,696,000 | 287,222,000 | 265,113,000 |
| Total loans | 158,929,000 | 157,138,000 | 156,992,000 | 153,537,000 |
| Allowance for loan losses | 9,179,000 | 8,950,000 | 8,880,000 | 8,960,000 |
| Securities available for sale | 84,305,000 | 77,285,000 | 73,580,000 | 72,409,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 258,157,000 | 250,218,000 | 269,587,000 | 248,922,000 |
| Interest-bearing deposits | 215,326,000 | 209,971,000 | 228,999,000 | 199,736,000 |
| Noninterest-bearing deposits | 42,831,000 | 40,247,000 | 40,588,000 | 49,186,000 |
| Equity capital | 7,825,000 | 7,518,000 | 5,886,000 | 4,498,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,502,000 | 4,931,000 | 7,109,000 | 9,310,000 |
| Interest expense | 610,000 | 1,192,000 | 1,789,000 | 2,352,000 |
| Net interest income | 1,892,000 | 3,739,000 | 5,320,000 | 6,958,000 |
| Noninterest income | 441,000 | 895,000 | 1,385,000 | 1,960,000 |
| Noninterest expense | 3,867,000 | 7,823,000 | 11,844,000 | 16,220,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -1,512,000 | -3,126,000 | -5,097,000 | -7,260,000 |
| Income tax | 31,000 | 32,000 | -18,000 | -12,000 |
| Net income | -1,543,000 | -3,158,000 | -5,079,000 | -7,248,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,987,000 | 11,382,000 | 9,457,000 | 7,293,000 |
| Total capital | 15,498,000 | 13,850,000 | 11,859,000 | 9,644,000 |
| Risk-weighted assets | 194,151,000 | 190,941,000 | 185,598,000 | 181,464,000 |