Call reports 2013
CITY NATIONAL BANK OF NEW JERSEY — 2013
What CITY NATIONAL BANK OF NEW JERSEY reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 329,979,000 | 307,016,000 | 313,355,000 | 285,118,000 |
| Total loans | 167,532,000 | 162,430,000 | 165,265,000 | 164,813,000 |
| Allowance for loan losses | 9,580,000 | 9,387,000 | 9,244,000 | 9,125,000 |
| Securities available for sale | 106,866,000 | 98,860,000 | 95,963,000 | 92,114,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 298,399,000 | 281,388,000 | 289,811,000 | 265,270,000 |
| Interest-bearing deposits | 254,688,000 | 236,442,000 | 248,466,000 | 225,318,000 |
| Noninterest-bearing deposits | 43,711,000 | 44,946,000 | 41,345,000 | 39,952,000 |
| Equity capital | 19,523,000 | 13,086,000 | 11,257,000 | 8,085,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,640,000 | 5,046,000 | 7,374,000 | 9,869,000 |
| Interest expense | 804,000 | 1,585,000 | 2,321,000 | 2,984,000 |
| Net interest income | 1,836,000 | 3,461,000 | 5,053,000 | 6,885,000 |
| Noninterest income | 507,000 | 1,106,000 | 1,644,000 | 2,168,000 |
| Noninterest expense | 4,587,000 | 9,029,000 | 12,991,000 | 17,093,000 |
| Provision for loan losses | 150,000 | 150,000 | 150,000 | 150,000 |
| Pretax income | -2,243,000 | -4,440,000 | -6,034,000 | -7,741,000 |
| Income tax | 82,000 | 137,000 | 81,000 | 42,000 |
| Net income | -2,325,000 | -4,577,000 | -6,115,000 | -7,783,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,019,000 | 17,742,000 | 16,203,000 | 14,526,000 |
| Total capital | 22,612,000 | 20,288,000 | 18,762,000 | 17,067,000 |
| Risk-weighted assets | 200,390,000 | 196,749,000 | 197,986,000 | 196,578,000 |