Call reports 2012
CITY NATIONAL BANK OF NEW JERSEY — 2012
What CITY NATIONAL BANK OF NEW JERSEY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 359,366,000 | 330,742,000 | 340,301,000 | 330,662,000 |
| Total loans | 201,977,000 | 194,868,000 | 187,094,000 | 174,386,000 |
| Allowance for loan losses | 10,610,000 | 9,999,000 | 9,402,000 | 9,764,000 |
| Securities available for sale | 97,066,000 | 98,702,000 | 95,508,000 | 101,871,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 316,161,000 | 289,891,000 | 301,260,000 | 295,679,000 |
| Interest-bearing deposits | 283,602,000 | 253,192,000 | 266,940,000 | 257,924,000 |
| Noninterest-bearing deposits | 32,559,000 | 36,699,000 | 34,320,000 | 37,755,000 |
| Equity capital | 28,640,000 | 26,882,000 | 25,476,000 | 22,297,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,282,000 | 6,350,000 | 9,252,000 | 12,166,000 |
| Interest expense | 971,000 | 1,917,000 | 2,806,000 | 3,664,000 |
| Net interest income | 2,311,000 | 4,433,000 | 6,446,000 | 8,502,000 |
| Noninterest income | 797,000 | 1,847,000 | 2,385,000 | 2,888,000 |
| Noninterest expense | 3,528,000 | 7,277,000 | 11,436,000 | 16,160,000 |
| Provision for loan losses | 125,000 | 1,250,000 | 1,375,000 | 1,500,000 |
| Pretax income | -545,000 | -1,691,000 | -3,160,000 | -5,450,000 |
| Income tax | 18,000 | 62,000 | 92,000 | 587,000 |
| Net income | -563,000 | -1,753,000 | -3,252,000 | -6,037,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,740,000 | 26,561,000 | 25,075,000 | 22,289,000 |
| Total capital | 30,795,000 | 29,476,000 | 27,905,000 | 24,960,000 |
| Risk-weighted assets | 236,807,000 | 226,064,000 | 219,771,000 | 206,547,000 |