Call reports 2010
CITY NATIONAL BANK OF NEW JERSEY — 2010
What CITY NATIONAL BANK OF NEW JERSEY reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 486,434,000 | 457,172,000 | 447,860,000 | 386,911,000 |
| Total loans | 267,942,000 | 262,987,000 | 252,703,000 | 244,955,000 |
| Allowance for loan losses | 8,000,000 | 7,934,000 | 9,254,000 | 10,626,000 |
| Securities available for sale | 150,926,000 | 137,174,000 | 130,330,000 | 103,410,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 400,102,000 | 370,949,000 | 364,854,000 | 338,584,000 |
| Interest-bearing deposits | 360,914,000 | 340,031,000 | 334,359,000 | 303,419,000 |
| Noninterest-bearing deposits | 39,188,000 | 30,918,000 | 30,495,000 | 35,165,000 |
| Equity capital | 35,964,000 | 36,660,000 | 32,971,000 | 31,798,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 5,522,000 | 10,795,000 | 15,658,000 | 20,234,000 |
| Interest expense | 1,981,000 | 3,848,000 | 5,662,000 | 7,293,000 |
| Net interest income | 3,541,000 | 6,947,000 | 9,996,000 | 12,941,000 |
| Noninterest income | 666,000 | 1,285,000 | 1,836,000 | 2,437,000 |
| Noninterest expense | 3,523,000 | 7,188,000 | 11,370,000 | 16,051,000 |
| Provision for loan losses | 1,381,000 | 2,391,000 | 5,216,000 | 9,488,000 |
| Pretax income | -696,000 | -818,000 | -4,088,000 | -8,081,000 |
| Income tax | 15,000 | -325,000 | -220,000 | 2,000 |
| Net income | -711,000 | -493,000 | -3,868,000 | -8,083,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,598,000 | 33,862,000 | 30,985,000 | 31,775,000 |
| Total capital | 42,733,000 | 42,818,000 | 39,819,000 | 35,407,000 |
| Risk-weighted assets | 326,822,000 | 312,405,000 | 301,222,000 | 283,487,000 |