Call reports 2009
CITY NATIONAL BANK OF NEW JERSEY — 2009
What CITY NATIONAL BANK OF NEW JERSEY reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 543,278,000 | 482,552,000 | 488,195,000 | 466,102,000 |
| Total loans | 277,714,000 | 279,532,000 | 285,328,000 | 276,432,000 |
| Allowance for loan losses | 4,200,000 | 4,500,000 | 6,000,000 | 8,650,000 |
| Securities available for sale | 119,323,000 | 119,949,000 | 114,890,000 | 118,788,000 |
| Securities held to maturity | 51,106,000 | 47,377,000 | 44,891,000 | 40,395,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 456,449,000 | 387,450,000 | 394,759,000 | 380,275,000 |
| Interest-bearing deposits | 420,954,000 | 347,906,000 | 362,798,000 | 350,972,000 |
| Noninterest-bearing deposits | 35,495,000 | 39,544,000 | 31,961,000 | 29,303,000 |
| Equity capital | 31,749,000 | 39,787,000 | 42,237,000 | 35,539,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 6,061,000 | 12,096,000 | 18,289,000 | 24,173,000 |
| Interest expense | 2,508,000 | 4,941,000 | 7,312,000 | 9,422,000 |
| Net interest income | 3,553,000 | 7,155,000 | 10,977,000 | 14,751,000 |
| Noninterest income | 865,000 | 1,661,000 | 2,400,000 | 2,670,000 |
| Noninterest expense | 3,092,000 | 6,749,000 | 10,249,000 | 13,015,000 |
| Provision for loan losses | 501,000 | 937,000 | 2,611,000 | 8,105,000 |
| Pretax income | 693,000 | -46,000 | -1,765,000 | -6,020,000 |
| Income tax | 161,000 | 266,000 | -943,000 | 1,791,000 |
| Net income | 532,000 | -312,000 | -822,000 | -7,811,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,668,000 | 40,632,000 | 39,786,000 | 34,251,000 |
| Total capital | 41,988,000 | 49,964,000 | 49,138,000 | 43,342,000 |
| Risk-weighted assets | 345,546,000 | 346,215,000 | 346,340,000 | 322,606,000 |