Call reports 2008
CITY NATIONAL BANK OF NEW JERSEY — 2008
What CITY NATIONAL BANK OF NEW JERSEY reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 458,478,000 | 447,266,000 | 471,099,000 | 494,349,000 |
| Total loans | 246,344,000 | 251,852,000 | 263,242,000 | 272,173,000 |
| Allowance for loan losses | 3,100,000 | 3,350,000 | 3,350,000 | 3,800,000 |
| Securities available for sale | 120,529,000 | 111,354,000 | 121,301,000 | 122,696,000 |
| Securities held to maturity | 55,317,000 | 57,255,000 | 55,979,000 | 53,714,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 379,191,000 | 371,059,000 | 394,386,000 | 407,149,000 |
| Interest-bearing deposits | 339,431,000 | 335,774,000 | 351,167,000 | 370,847,000 |
| Noninterest-bearing deposits | 39,760,000 | 35,285,000 | 43,219,000 | 36,302,000 |
| Equity capital | 29,531,000 | 28,295,000 | 28,523,000 | 32,373,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 6,453,000 | 12,794,000 | 19,258,000 | 25,885,000 |
| Interest expense | 3,014,000 | 5,689,000 | 8,570,000 | 11,352,000 |
| Net interest income | 3,439,000 | 7,105,000 | 10,688,000 | 14,533,000 |
| Noninterest income | 673,000 | 1,430,000 | 2,233,000 | 2,979,000 |
| Noninterest expense | 3,106,000 | 6,281,000 | 9,141,000 | 12,276,000 |
| Provision for loan losses | 168,000 | 433,000 | 621,000 | 1,586,000 |
| Pretax income | 844,000 | 1,778,000 | 1,687,000 | 919,000 |
| Income tax | 156,000 | 432,000 | 312,000 | -71,000 |
| Net income | 688,000 | 1,346,000 | 1,375,000 | 990,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,863,000 | 29,111,000 | 30,208,000 | 32,487,000 |
| Total capital | 37,128,000 | 37,626,000 | 38,723,000 | 41,452,000 |
| Risk-weighted assets | 302,044,000 | 302,409,000 | 314,962,000 | 325,503,000 |