Call reports 2007
CITY NATIONAL BANK OF NEW JERSEY — 2007
What CITY NATIONAL BANK OF NEW JERSEY reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 407,289,000 | 404,172,000 | 466,064,000 | 449,475,000 |
| Total loans | 216,784,000 | 223,493,000 | 223,395,000 | 233,050,000 |
| Allowance for loan losses | 2,500,000 | 2,600,000 | 2,600,000 | 3,000,000 |
| Securities available for sale | 100,619,000 | 97,467,000 | 98,283,000 | 102,249,000 |
| Securities held to maturity | 57,580,000 | 57,399,000 | 56,745,000 | 53,938,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 347,384,000 | 345,903,000 | 413,791,000 | 394,860,000 |
| Interest-bearing deposits | 309,524,000 | 309,938,000 | 379,941,000 | 360,313,000 |
| Noninterest-bearing deposits | 37,860,000 | 35,965,000 | 33,850,000 | 34,547,000 |
| Equity capital | 26,024,000 | 27,174,000 | 28,010,000 | 29,155,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 6,067,000 | 12,391,000 | 19,037,000 | 25,965,000 |
| Interest expense | 3,378,000 | 7,003,000 | 10,731,000 | 14,327,000 |
| Net interest income | 2,689,000 | 5,388,000 | 8,306,000 | 11,638,000 |
| Noninterest income | 588,000 | 1,275,000 | 1,947,000 | 2,683,000 |
| Noninterest expense | 2,615,000 | 5,424,000 | 8,372,000 | 11,426,000 |
| Provision for loan losses | 225,000 | 296,000 | 306,000 | 771,000 |
| Pretax income | 437,000 | 943,000 | 1,586,000 | 2,135,000 |
| Income tax | 95,000 | 202,000 | 267,000 | 336,000 |
| Net income | 342,000 | 741,000 | 1,319,000 | 1,799,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,360,000 | 27,314,000 | 27,953,000 | 28,502,000 |
| Total capital | 33,005,000 | 35,059,000 | 35,718,000 | 36,667,000 |
| Risk-weighted assets | 258,222,000 | 263,738,000 | 274,905,000 | 274,446,000 |