Call reports 2006
CITY NATIONAL BANK OF NEW JERSEY — 2006
What CITY NATIONAL BANK OF NEW JERSEY reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 374,819,000 | 363,264,000 | 369,909,000 | 395,000,000 |
| Total loans | 183,901,000 | 191,982,000 | 196,027,000 | 199,892,000 |
| Allowance for loan losses | 2,165,000 | 2,200,000 | 2,275,000 | 2,400,000 |
| Securities available for sale | 103,999,000 | 102,894,000 | 99,843,000 | 114,719,000 |
| Securities held to maturity | 42,718,000 | 44,424,000 | 45,045,000 | 53,480,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 322,400,000 | 302,160,000 | 317,899,000 | 342,666,000 |
| Interest-bearing deposits | 279,103,000 | 263,327,000 | 282,622,000 | 305,589,000 |
| Noninterest-bearing deposits | 43,297,000 | 38,833,000 | 35,277,000 | 37,077,000 |
| Equity capital | 20,909,000 | 20,418,000 | 21,899,000 | 25,228,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 5,202,000 | 10,449,000 | 15,932,000 | 21,648,000 |
| Interest expense | 2,547,000 | 5,203,000 | 8,000,000 | 11,253,000 |
| Net interest income | 2,655,000 | 5,246,000 | 7,932,000 | 10,395,000 |
| Noninterest income | 542,000 | 1,163,000 | 1,708,000 | 2,740,000 |
| Noninterest expense | 2,507,000 | 4,983,000 | 7,476,000 | 10,033,000 |
| Provision for loan losses | 0 | 49,000 | 114,000 | 279,000 |
| Pretax income | 674,000 | 1,361,000 | 2,031,000 | 2,804,000 |
| Income tax | 153,000 | 288,000 | 423,000 | 588,000 |
| Net income | 521,000 | 1,073,000 | 1,608,000 | 2,216,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,927,000 | 21,834,000 | 22,208,000 | 25,460,000 |
| Total capital | 24,092,000 | 24,169,000 | 24,618,000 | 28,005,000 |
| Risk-weighted assets | 220,961,000 | 228,386,000 | 232,519,000 | 242,485,000 |