Call reports 2005
CITY NATIONAL BANK OF NEW JERSEY — 2005
What CITY NATIONAL BANK OF NEW JERSEY reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 339,998,000 | 337,754,000 | 367,099,000 | 363,175,000 |
| Total loans | 162,043,000 | 165,848,000 | 172,767,000 | 179,217,000 |
| Allowance for loan losses | 2,250,000 | 2,275,000 | 2,300,000 | 2,300,000 |
| Securities available for sale | 107,356,000 | 116,798,000 | 106,987,000 | 108,349,000 |
| Securities held to maturity | 36,239,000 | 33,597,000 | 32,045,000 | 39,418,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 294,755,000 | 281,283,000 | 313,617,000 | 312,489,000 |
| Interest-bearing deposits | 258,212,000 | 241,999,000 | 278,545,000 | 280,743,000 |
| Noninterest-bearing deposits | 36,543,000 | 39,284,000 | 35,072,000 | 31,746,000 |
| Equity capital | 20,455,000 | 21,137,000 | 20,881,000 | 20,917,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 4,219,000 | 8,636,000 | 13,144,000 | 18,170,000 |
| Interest expense | 1,474,000 | 3,062,000 | 4,874,000 | 7,220,000 |
| Net interest income | 2,745,000 | 5,574,000 | 8,270,000 | 10,950,000 |
| Noninterest income | 623,000 | 1,212,000 | 1,799,000 | 2,232,000 |
| Noninterest expense | 2,303,000 | 4,569,000 | 7,048,000 | 9,703,000 |
| Provision for loan losses | 40,000 | 77,000 | 92,000 | 126,000 |
| Pretax income | 1,025,000 | 2,081,000 | 2,874,000 | 3,226,000 |
| Income tax | 315,000 | 630,000 | 842,000 | 877,000 |
| Net income | 710,000 | 1,451,000 | 2,032,000 | 2,349,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,507,000 | 20,432,000 | 21,037,000 | 21,381,000 |
| Total capital | 22,757,000 | 22,707,000 | 23,337,000 | 23,681,000 |
| Risk-weighted assets | 186,054,000 | 190,619,000 | 204,495,000 | 212,372,000 |