Call reports 2004
CITY NATIONAL BANK OF NEW JERSEY — 2004
What CITY NATIONAL BANK OF NEW JERSEY reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 246,262,000 | 339,573,000 | 347,910,000 | 325,103,000 |
| Total loans | 127,960,000 | 137,475,000 | 154,071,000 | 159,359,000 |
| Allowance for loan losses | 2,100,000 | 2,150,000 | 2,175,000 | 2,200,000 |
| Securities available for sale | 56,548,000 | 122,108,000 | 122,157,000 | 103,697,000 |
| Securities held to maturity | 28,906,000 | 31,651,000 | 33,422,000 | 37,204,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 204,011,000 | 296,836,000 | 305,198,000 | 280,951,000 |
| Interest-bearing deposits | 171,645,000 | 261,125,000 | 270,121,000 | 251,709,000 |
| Noninterest-bearing deposits | 32,366,000 | 35,711,000 | 35,077,000 | 29,242,000 |
| Equity capital | 19,561,000 | 18,531,000 | 20,080,000 | 20,474,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 3,202,000 | 6,591,000 | 10,339,000 | 14,399,000 |
| Interest expense | 768,000 | 1,656,000 | 3,049,000 | 4,478,000 |
| Net interest income | 2,434,000 | 4,935,000 | 7,290,000 | 9,921,000 |
| Noninterest income | 572,000 | 1,237,000 | 1,933,000 | 2,585,000 |
| Noninterest expense | 2,194,000 | 4,367,000 | 6,641,000 | 9,009,000 |
| Provision for loan losses | 126,000 | 168,000 | 195,000 | 213,000 |
| Pretax income | 687,000 | 1,638,000 | 2,388,000 | 3,237,000 |
| Income tax | 220,000 | 508,000 | 720,000 | 951,000 |
| Net income | 467,000 | 1,130,000 | 1,668,000 | 2,286,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,567,000 | 18,850,000 | 19,323,000 | 19,771,000 |
| Total capital | 20,368,000 | 20,894,000 | 21,498,000 | 21,971,000 |
| Risk-weighted assets | 143,767,000 | 163,386,000 | 179,378,000 | 181,159,000 |