Call reports 2003
CITY NATIONAL BANK OF NEW JERSEY — 2003
What CITY NATIONAL BANK OF NEW JERSEY reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 219,216,000 | 223,368,000 | 227,030,000 | 235,858,000 |
| Total loans | 103,365,000 | 110,872,000 | 127,290,000 | 132,323,000 |
| Allowance for loan losses | 2,125,000 | 2,125,000 | 2,200,000 | 2,200,000 |
| Securities available for sale | 50,998,000 | 59,639,000 | 47,699,000 | 45,812,000 |
| Securities held to maturity | 27,104,000 | 30,050,000 | 28,617,000 | 29,897,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 187,082,000 | 189,481,000 | 191,317,000 | 198,457,000 |
| Interest-bearing deposits | 151,310,000 | 159,694,000 | 162,417,000 | 163,206,000 |
| Noninterest-bearing deposits | 35,772,000 | 29,787,000 | 28,900,000 | 35,251,000 |
| Equity capital | 18,112,000 | 18,249,000 | 18,291,000 | 18,829,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,940,000 | 5,892,000 | 8,884,000 | 11,966,000 |
| Interest expense | 752,000 | 1,492,000 | 2,221,000 | 2,970,000 |
| Net interest income | 2,188,000 | 4,400,000 | 6,663,000 | 8,996,000 |
| Noninterest income | 598,000 | 1,250,000 | 1,914,000 | 2,687,000 |
| Noninterest expense | 2,071,000 | 4,306,000 | 6,412,000 | 8,842,000 |
| Provision for loan losses | 39,000 | 123,000 | 139,000 | 129,000 |
| Pretax income | 675,000 | 1,219,000 | 2,037,000 | 2,718,000 |
| Income tax | 237,000 | 428,000 | 717,000 | 821,000 |
| Net income | 438,000 | 791,000 | 1,320,000 | 1,897,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,003,000 | 17,035,000 | 17,637,000 | 18,134,000 |
| Total capital | 18,649,000 | 18,752,000 | 19,405,000 | 19,965,000 |
| Risk-weighted assets | 118,545,000 | 124,571,000 | 141,044,000 | 146,150,000 |