Call reports 2002
CITY NATIONAL BANK OF NEW JERSEY — 2002
What CITY NATIONAL BANK OF NEW JERSEY reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 214,625,000 | 208,870,000 | 215,417,000 | 214,304,000 |
| Total loans | 95,374,000 | 98,107,000 | 102,054,000 | 109,195,000 |
| Allowance for loan losses | 1,800,000 | 1,859,000 | 1,950,000 | 2,100,000 |
| Securities available for sale | 41,964,000 | 49,097,000 | 51,413,000 | 48,860,000 |
| Securities held to maturity | 29,758,000 | 29,586,000 | 28,732,000 | 29,409,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 187,098,000 | 181,048,000 | 183,948,000 | 182,039,000 |
| Interest-bearing deposits | 157,644,000 | 151,299,000 | 155,301,000 | 143,391,000 |
| Noninterest-bearing deposits | 29,454,000 | 29,749,000 | 28,647,000 | 38,648,000 |
| Equity capital | 14,019,000 | 14,758,000 | 15,422,000 | 17,722,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 3,031,000 | 6,094,000 | 9,126,000 | 12,154,000 |
| Interest expense | 978,000 | 1,930,000 | 2,849,000 | 3,754,000 |
| Net interest income | 2,053,000 | 4,164,000 | 6,277,000 | 8,400,000 |
| Noninterest income | 642,000 | 1,390,000 | 1,982,000 | 2,898,000 |
| Noninterest expense | 1,854,000 | 3,785,000 | 5,708,000 | 8,083,000 |
| Provision for loan losses | 80,000 | 155,000 | 238,000 | 356,000 |
| Pretax income | 761,000 | 1,614,000 | 2,314,000 | 2,867,000 |
| Income tax | 251,000 | 561,000 | 801,000 | 996,000 |
| Net income | 510,000 | 1,053,000 | 1,513,000 | 1,871,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,309,000 | 13,655,000 | 14,147,000 | 16,531,000 |
| Total capital | 14,991,000 | 15,263,000 | 15,834,000 | 18,260,000 |
| Risk-weighted assets | 116,015,000 | 115,953,000 | 122,094,000 | 125,488,000 |