Call reports 2002
COMMONWEALTH BANK — 2002
What COMMONWEALTH BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 1,767,781,000 | 1,762,517,000 | 1,799,525,000 | 1,845,545,000 |
| Total loans | 1,269,703,000 | 1,218,663,000 | 1,172,077,000 | 1,091,638,000 |
| Allowance for loan losses | 14,939,000 | 15,017,000 | 15,313,000 | 15,371,000 |
| Securities available for sale | 324,882,000 | 372,026,000 | 447,123,000 | 447,234,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,512,071,000 | 1,476,791,000 | 1,475,055,000 | 1,530,635,000 |
| Interest-bearing deposits | 1,272,742,000 | 1,248,205,000 | 1,248,107,000 | 1,311,382,000 |
| Noninterest-bearing deposits | 239,329,000 | 228,586,000 | 226,948,000 | 219,253,000 |
| Equity capital | 139,930,000 | 142,552,000 | 142,380,000 | 147,187,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 27,819,000 | 55,469,000 | 83,806,000 | 110,059,000 |
| Interest expense | 8,675,000 | 16,513,000 | 24,232,000 | 31,715,000 |
| Net interest income | 19,144,000 | 38,956,000 | 59,574,000 | 78,344,000 |
| Noninterest income | 5,056,000 | 10,470,000 | 15,968,000 | 21,442,000 |
| Noninterest expense | 16,059,000 | 32,707,000 | 49,792,000 | 68,339,000 |
| Provision for loan losses | 2,200,000 | 3,700,000 | 4,900,000 | 6,300,000 |
| Pretax income | 5,941,000 | 13,019,000 | 20,850,000 | 25,461,000 |
| Income tax | 1,610,000 | 3,646,000 | 5,837,000 | 7,140,000 |
| Net income | 4,331,000 | 9,373,000 | 15,013,000 | 18,321,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 115,774,000 | 115,721,000 | 113,378,000 | 119,053,000 |
| Total capital | 130,732,000 | 130,803,000 | 128,589,000 | 134,011,000 |
| Risk-weighted assets | 1,231,515,000 | 1,196,004,000 | 1,197,030,000 | 1,176,740,000 |