Call reports 2001
COMMONWEALTH BANK — 2001
What COMMONWEALTH BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 1,837,193,000 | 1,811,157,000 | 1,766,818,000 | 1,783,218,000 |
| Total loans | 1,450,917,000 | 1,406,974,000 | 1,368,572,000 | 1,313,590,000 |
| Allowance for loan losses | 11,190,000 | 12,247,000 | 13,588,000 | 14,227,000 |
| Securities available for sale | 209,514,000 | 189,446,000 | 169,512,000 | 250,649,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,483,215,000 | 1,478,092,000 | 1,458,294,000 | 1,503,072,000 |
| Interest-bearing deposits | 1,284,668,000 | 1,279,864,000 | 1,266,774,000 | 1,292,198,000 |
| Noninterest-bearing deposits | 198,547,000 | 198,228,000 | 191,520,000 | 210,874,000 |
| Equity capital | 158,078,000 | 153,623,000 | 154,434,000 | 143,170,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 33,649,000 | 66,125,000 | 97,273,000 | 126,553,000 |
| Interest expense | 15,287,000 | 29,320,000 | 41,526,000 | 51,726,000 |
| Net interest income | 18,362,000 | 36,805,000 | 55,747,000 | 74,827,000 |
| Noninterest income | 4,796,000 | 9,721,000 | 14,281,000 | 19,791,000 |
| Noninterest expense | 19,688,000 | 35,187,000 | 50,453,000 | 66,828,000 |
| Provision for loan losses | 1,500,000 | 3,750,000 | 6,250,000 | 8,750,000 |
| Pretax income | 1,970,000 | 7,589,000 | 13,325,000 | 19,040,000 |
| Income tax | 505,000 | 1,930,000 | 3,386,000 | 4,839,000 |
| Net income | 1,465,000 | 5,659,000 | 9,939,000 | 14,201,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 126,599,000 | 124,338,000 | 125,458,000 | 116,595,000 |
| Total capital | 138,055,000 | 136,677,000 | 139,221,000 | 130,868,000 |
| Risk-weighted assets | 1,259,257,000 | 1,258,712,000 | 1,247,606,000 | 1,230,267,000 |