Call reports 2025
WAFD BANK — 2025
What WAFD BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 27,629,229,000 | 26,719,225,000 | 26,682,607,000 | 27,269,094,000 |
| Total loans | 21,128,278,000 | 20,480,755,000 | 20,291,070,000 | 20,051,426,000 |
| Allowance for loan losses | 202,709,000 | 198,768,000 | 199,720,000 | 199,539,000 |
| Securities available for sale | 3,142,764,000 | 3,387,498,000 | 3,533,199,000 | 4,142,280,000 |
| Securities held to maturity | 526,502,000 | 512,855,000 | 645,802,000 | 764,794,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,588,301,000 | 21,513,065,000 | 21,584,625,000 | 21,505,529,000 |
| Interest-bearing deposits | 19,016,828,000 | 18,875,179,000 | 18,840,055,000 | 18,704,126,000 |
| Noninterest-bearing deposits | 2,571,473,000 | 2,637,886,000 | 2,744,570,000 | 2,801,403,000 |
| Equity capital | 3,023,464,000 | 3,026,838,000 | 3,042,944,000 | 3,055,489,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 337,859,000 | 671,189,000 | 999,771,000 | 1,323,587,000 |
| Interest expense | 174,006,000 | 336,558,000 | 492,006,000 | 642,256,000 |
| Net interest income | 163,853,000 | 334,631,000 | 507,765,000 | 681,331,000 |
| Noninterest income | 16,137,000 | 31,891,000 | 46,863,000 | 64,974,000 |
| Noninterest expense | 103,259,000 | 206,738,000 | 312,418,000 | 415,900,000 |
| Provision for loan losses | 3,250,000 | 4,750,000 | 6,750,000 | 10,250,000 |
| Pretax income | 73,981,000 | 155,034,000 | 234,460,000 | 319,155,000 |
| Income tax | 15,758,000 | 33,564,000 | 52,302,000 | 70,407,000 |
| Net income | 58,223,000 | 121,470,000 | 182,158,000 | 248,748,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,480,725,000 | 2,502,215,000 | 2,506,270,000 | 2,516,845,000 |
| Total capital | 2,697,084,000 | 2,715,386,000 | 2,721,890,000 | 2,732,661,000 |
| Risk-weighted assets | 19,009,223,000 | 18,628,189,000 | 18,705,876,000 | 18,721,045,000 |