Call reports 2023
WAFD BANK — 2023
What WAFD BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 22,319,547,000 | 22,550,095,000 | 22,460,983,000 | 22,637,277,000 |
| Total loans | 17,450,876,000 | 17,563,816,000 | 17,655,300,000 | 17,766,575,000 |
| Allowance for loan losses | 177,420,000 | 178,069,000 | 177,207,000 | 179,320,000 |
| Securities available for sale | 2,006,263,000 | 2,036,233,000 | 1,995,098,000 | 2,018,438,000 |
| Securities held to maturity | 445,222,000 | 434,171,000 | 423,587,000 | 415,078,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,098,183,000 | 16,294,259,000 | 16,246,871,000 | 16,172,584,000 |
| Interest-bearing deposits | 13,004,283,000 | 13,390,036,000 | 13,363,381,000 | 13,434,506,000 |
| Noninterest-bearing deposits | 3,093,900,000 | 2,904,223,000 | 2,883,490,000 | 2,738,078,000 |
| Equity capital | 2,224,071,000 | 2,290,228,000 | 2,340,199,000 | 2,379,606,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 255,999,000 | 529,477,000 | 811,918,000 | 1,099,608,000 |
| Interest expense | 80,308,000 | 184,087,000 | 302,100,000 | 436,710,000 |
| Net interest income | 175,691,000 | 345,390,000 | 509,818,000 | 662,898,000 |
| Noninterest income | 8,640,000 | 21,547,000 | 34,230,000 | 48,688,000 |
| Noninterest expense | 95,727,000 | 188,988,000 | 279,817,000 | 374,883,000 |
| Provision for loan losses | 6,500,000 | 17,500,000 | 46,000,000 | 48,000,000 |
| Pretax income | 85,104,000 | 165,452,000 | 225,267,000 | 297,820,000 |
| Income tax | 18,597,000 | 36,316,000 | 45,733,000 | 58,970,000 |
| Net income | 66,507,000 | 129,136,000 | 179,534,000 | 238,850,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,872,006,000 | 1,934,080,000 | 1,982,943,000 | 2,021,794,000 |
| Total capital | 2,077,926,000 | 2,138,649,000 | 2,184,650,000 | 2,223,614,000 |
| Risk-weighted assets | 16,878,233,000 | 16,947,197,000 | 17,052,457,000 | 16,707,266,000 |