Call reports 2022
WAFD BANK — 2022
What WAFD BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 20,570,650,000 | 20,164,584,000 | 20,772,387,000 | 21,645,013,000 |
| Total loans | 15,268,478,000 | 15,738,044,000 | 16,288,350,000 | 17,173,630,000 |
| Allowance for loan losses | 171,384,000 | 170,979,000 | 172,808,000 | 176,797,000 |
| Securities available for sale | 1,909,604,000 | 2,150,733,000 | 2,051,037,000 | 2,059,838,000 |
| Securities held to maturity | 301,221,000 | 477,884,000 | 463,300,000 | 453,443,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,547,368,000 | 16,147,093,000 | 16,277,090,000 | 16,203,172,000 |
| Interest-bearing deposits | 13,138,495,000 | 12,695,296,000 | 12,762,336,000 | 12,888,640,000 |
| Noninterest-bearing deposits | 3,408,873,000 | 3,451,797,000 | 3,514,754,000 | 3,314,532,000 |
| Equity capital | 2,126,373,000 | 2,123,507,000 | 2,143,116,000 | 2,155,468,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 153,313,000 | 322,080,000 | 521,165,000 | 756,086,000 |
| Interest expense | 15,751,000 | 31,152,000 | 55,467,000 | 106,087,000 |
| Net interest income | 137,562,000 | 290,928,000 | 465,698,000 | 649,999,000 |
| Noninterest income | 12,913,000 | 28,946,000 | 41,213,000 | 53,057,000 |
| Noninterest expense | 87,716,000 | 174,683,000 | 267,164,000 | 358,788,000 |
| Provision for loan losses | -500,000 | 1,000,000 | 2,500,000 | 5,000,000 |
| Pretax income | 63,259,000 | 144,191,000 | 237,265,000 | 339,286,000 |
| Income tax | 13,600,000 | 31,146,000 | 50,865,000 | 73,289,000 |
| Net income | 49,659,000 | 113,045,000 | 186,400,000 | 265,997,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,745,724,000 | 1,760,344,000 | 1,781,931,000 | 1,805,269,000 |
| Total capital | 1,935,319,000 | 1,958,937,000 | 1,986,433,000 | 2,013,566,000 |
| Risk-weighted assets | 15,155,804,000 | 15,882,562,000 | 16,359,379,000 | 16,869,195,000 |