Call reports 2021
WAFD BANK — 2021
What WAFD BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 19,535,454,000 | 19,651,718,000 | 19,648,305,000 | 19,973,048,000 |
| Total loans | 13,210,548,000 | 13,641,362,000 | 14,005,981,000 | 14,766,083,000 |
| Allowance for loan losses | 172,653,000 | 170,784,000 | 171,300,000 | 171,411,000 |
| Securities available for sale | 2,438,902,000 | 2,292,656,000 | 2,138,259,000 | 1,946,139,000 |
| Securities held to maturity | 494,089,000 | 415,748,000 | 366,025,000 | 326,387,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,139,933,000 | 15,455,935,000 | 15,677,878,000 | 16,001,377,000 |
| Interest-bearing deposits | 12,162,906,000 | 12,417,786,000 | 12,419,165,000 | 12,621,654,000 |
| Noninterest-bearing deposits | 2,977,027,000 | 3,038,149,000 | 3,258,713,000 | 3,379,723,000 |
| Equity capital | 2,100,325,000 | 2,086,864,000 | 2,096,464,000 | 2,117,361,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 147,624,000 | 296,820,000 | 448,292,000 | 600,652,000 |
| Interest expense | 22,719,000 | 41,563,000 | 59,192,000 | 75,496,000 |
| Net interest income | 124,905,000 | 255,257,000 | 389,100,000 | 525,156,000 |
| Noninterest income | 26,912,000 | 37,697,000 | 55,155,000 | 72,208,000 |
| Noninterest expense | 94,793,000 | 177,730,000 | 262,650,000 | 351,948,000 |
| Provision for loan losses | 0 | -2,000,000 | -2,500,000 | -2,000,000 |
| Pretax income | 57,024,000 | 117,224,000 | 184,119,000 | 247,511,000 |
| Income tax | 11,928,000 | 24,532,000 | 39,093,000 | 52,078,000 |
| Net income | 45,096,000 | 92,692,000 | 145,026,000 | 195,433,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,710,441,000 | 1,713,312,000 | 1,717,013,000 | 1,746,080,000 |
| Total capital | 1,880,747,000 | 1,894,022,000 | 1,907,407,000 | 1,931,395,000 |
| Risk-weighted assets | 13,595,603,000 | 14,439,246,000 | 15,223,124,000 | 14,809,142,000 |