Call reports 2020
WAFD BANK — 2020
What WAFD BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 17,372,259,000 | 18,180,655,000 | 18,791,384,000 | 19,063,216,000 |
| Total loans | 12,115,322,000 | 12,900,328,000 | 12,960,468,000 | 13,054,851,000 |
| Allowance for loan losses | 139,501,000 | 165,349,000 | 166,955,000 | 170,189,000 |
| Securities available for sale | 1,693,046,000 | 2,063,960,000 | 2,249,492,000 | 2,482,945,000 |
| Securities held to maturity | 920,255,000 | 827,316,000 | 705,838,000 | 586,871,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,180,142,000 | 13,219,688,000 | 13,929,898,000 | 14,273,225,000 |
| Interest-bearing deposits | 10,422,784,000 | 10,873,314,000 | 11,614,957,000 | 11,828,637,000 |
| Noninterest-bearing deposits | 1,757,357,000 | 2,346,375,000 | 2,314,941,000 | 2,444,588,000 |
| Equity capital | 1,966,330,000 | 1,948,040,000 | 1,951,935,000 | 2,015,488,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 162,656,000 | 313,739,000 | 461,906,000 | 612,119,000 |
| Interest expense | 42,006,000 | 74,336,000 | 106,617,000 | 133,925,000 |
| Net interest income | 120,650,000 | 239,403,000 | 355,289,000 | 478,194,000 |
| Noninterest income | 11,395,000 | 22,535,000 | 33,074,000 | 43,527,000 |
| Noninterest expense | 92,372,000 | 167,091,000 | 244,550,000 | 325,263,000 |
| Provision for loan losses | 6,200,000 | 19,000,000 | 25,500,000 | 28,500,000 |
| Pretax income | 48,501,000 | 90,875,000 | 133,341,000 | 182,986,000 |
| Income tax | 10,301,000 | 19,332,000 | 27,446,000 | 38,020,000 |
| Net income | 38,200,000 | 71,543,000 | 105,895,000 | 144,966,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,651,265,000 | 1,625,436,000 | 1,625,478,000 | 1,665,018,000 |
| Total capital | 1,799,266,000 | 1,784,715,000 | 1,788,904,000 | 1,834,435,000 |
| Risk-weighted assets | 12,266,566,000 | 12,716,713,000 | 13,045,588,000 | 13,526,061,000 |