Call reports 2016
WAFD BANK — 2016
What WAFD BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 14,670,091,000 | 14,819,274,000 | 14,885,372,000 | 14,885,224,000 |
| Total loans | 9,654,281,000 | 9,736,939,000 | 10,021,469,000 | 10,253,287,000 |
| Allowance for loan losses | 109,919,000 | 111,016,000 | 113,494,000 | 118,456,000 |
| Securities available for sale | 2,097,086,000 | 1,969,869,000 | 1,922,894,000 | 1,441,935,000 |
| Securities held to maturity | 1,558,087,000 | 1,492,480,000 | 1,417,599,000 | 1,752,010,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 10,581,604,000 | 10,602,826,000 | 10,666,306,000 | 10,696,221,000 |
| Interest-bearing deposits | 10,282,916,000 | 10,313,896,000 | 10,328,903,000 | 10,376,247,000 |
| Noninterest-bearing deposits | 298,688,000 | 288,930,000 | 337,403,000 | 319,974,000 |
| Equity capital | 1,953,009,000 | 1,956,301,000 | 1,954,179,000 | 1,959,665,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 136,243,000 | 271,058,000 | 405,680,000 | 539,755,000 |
| Interest expense | 28,739,000 | 58,234,000 | 88,290,000 | 117,903,000 |
| Net interest income | 107,504,000 | 212,824,000 | 317,390,000 | 421,852,000 |
| Noninterest income | 12,523,000 | 26,017,000 | 39,476,000 | 49,502,000 |
| Noninterest expense | 58,123,000 | 113,472,000 | 169,196,000 | 223,430,000 |
| Provision for loan losses | -1,500,000 | -3,300,000 | -6,400,000 | -6,400,000 |
| Pretax income | 63,404,000 | 128,669,000 | 194,070,000 | 255,292,000 |
| Income tax | 21,499,000 | 43,653,000 | 64,916,000 | 84,775,000 |
| Net income | 41,905,000 | 85,016,000 | 129,154,000 | 170,517,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,664,415,000 | 1,675,171,000 | 1,668,828,000 | 1,666,239,000 |
| Total capital | 1,777,945,000 | 1,790,081,000 | 1,786,188,000 | 1,785,334,000 |
| Risk-weighted assets | 9,263,091,000 | 9,358,651,000 | 9,635,479,000 | 9,521,816,000 |