Call reports 2015
WAFD BANK — 2015
What WAFD BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 14,607,639,000 | 14,371,459,000 | 14,573,475,000 | 14,694,047,000 |
| Total loans | 8,666,307,000 | 8,828,284,000 | 9,280,787,000 | 9,510,507,000 |
| Allowance for loan losses | 108,323,000 | 105,611,000 | 106,829,000 | 107,901,000 |
| Securities available for sale | 2,756,906,000 | 2,624,374,000 | 2,380,563,000 | 2,304,788,000 |
| Securities held to maturity | 1,479,781,000 | 1,586,514,000 | 1,643,216,000 | 1,598,370,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 10,679,963,000 | 10,586,959,000 | 10,646,622,000 | 10,656,676,000 |
| Interest-bearing deposits | 9,703,622,000 | 9,593,468,000 | 9,592,532,000 | 10,361,412,000 |
| Noninterest-bearing deposits | 976,341,000 | 993,491,000 | 1,054,090,000 | 295,264,000 |
| Equity capital | 1,961,242,000 | 1,938,161,000 | 1,949,262,000 | 1,967,958,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 134,263,000 | 265,082,000 | 402,680,000 | 539,253,000 |
| Interest expense | 28,399,000 | 56,785,000 | 84,826,000 | 113,081,000 |
| Net interest income | 105,864,000 | 208,297,000 | 317,854,000 | 426,172,000 |
| Noninterest income | 9,301,000 | 19,755,000 | 32,763,000 | 42,335,000 |
| Noninterest expense | 56,068,000 | 120,141,000 | 177,010,000 | 240,517,000 |
| Provision for loan losses | -3,949,000 | -6,349,000 | -6,849,000 | -6,849,000 |
| Pretax income | 63,046,000 | 123,899,000 | 190,097,000 | 244,595,000 |
| Income tax | 22,458,000 | 44,185,000 | 67,989,000 | 87,306,000 |
| Net income | 40,588,000 | 79,714,000 | 122,108,000 | 157,289,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,641,962,000 | 1,630,586,000 | 1,652,569,000 | 1,676,263,000 |
| Total capital | 1,745,636,000 | 1,736,830,000 | 1,763,171,000 | 1,787,760,000 |
| Risk-weighted assets | 8,222,579,000 | 8,425,791,000 | 8,822,671,000 | 9,072,838,000 |