Call reports 2012
WAFD BANK — 2012
What WAFD BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 13,567,083,000 | 13,468,724,000 | 12,466,919,000 | 13,109,671,000 |
| Total loans | 8,141,494,000 | 8,057,435,000 | 7,865,096,000 | 8,123,024,000 |
| Allowance for loan losses | 147,585,000 | 141,717,000 | 133,147,000 | 126,827,000 |
| Securities available for sale | 3,687,626,000 | 3,626,115,000 | 1,781,705,000 | 2,003,777,000 |
| Securities held to maturity | 38,707,000 | 35,228,000 | 1,191,487,000 | 1,407,246,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 8,848,338,000 | 8,746,286,000 | 8,660,400,000 | 9,265,790,000 |
| Interest-bearing deposits | 8,678,610,000 | 8,443,173,000 | 8,270,179,000 | 8,885,453,000 |
| Noninterest-bearing deposits | 169,728,000 | 303,113,000 | 390,221,000 | 380,337,000 |
| Equity capital | 1,880,280,000 | 1,886,611,000 | 1,846,376,000 | 1,882,581,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 156,443,000 | 303,203,000 | 439,330,000 | 572,353,000 |
| Interest expense | 49,979,000 | 98,828,000 | 141,037,000 | 176,912,000 |
| Net interest income | 106,464,000 | 204,375,000 | 298,293,000 | 395,441,000 |
| Noninterest income | 479,000 | 2,789,000 | 4,883,000 | 3,782,000 |
| Noninterest expense | 35,529,000 | 70,323,000 | 200,550,000 | 237,740,000 |
| Provision for loan losses | 18,000,000 | 28,367,000 | 33,746,000 | 37,346,000 |
| Pretax income | 53,414,000 | 108,474,000 | 164,114,000 | 219,371,000 |
| Income tax | 19,165,000 | 38,943,000 | 58,929,000 | 78,820,000 |
| Net income | 34,249,000 | 69,531,000 | 105,185,000 | 140,551,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,557,847,000 | 1,567,757,000 | 1,577,280,000 | 1,603,789,000 |
| Total capital | 1,637,250,000 | 1,646,427,000 | 1,653,760,000 | 1,684,606,000 |
| Risk-weighted assets | 6,282,891,000 | 6,229,167,000 | 6,060,275,000 | 6,418,038,000 |